Skip to content

No sign-up · files deleted after 1 hour

Help
financeocrtools

Credit card statement to Excel

Turn a credit card statement PDF or phone photos into a spreadsheet: date, description and a signed amount for every charge, payment and refund, checked against the new balance.

BetaChecked on a synthetic corpus, not yet qualified against real statements.

See a sample run
  • PDF, scanned PDF, JPG and PNG
  • Checked against the new balance
  • Up to 20 pages and 20 MB

  1. Upload, current step
  2. Read & check, not started
  3. Download, not started

Drop your credit card statement here

PDF, scan or photo · up to 20 MB and 20 pages

Printed English credit card statements: PDFs, scans or photos. Handwriting isn't supported yet.

  • Free · no sign-up
  • Password-protected PDFs unlock in your browser
  • Deleted 1 hour after extraction

No statement handy?

Convert a credit card statement to Excel in 3 steps

No sign-up, no settings. The same three steps you’ll see in the converter above.

  1. Upload your statement

    The PDF your card issuer sends, or phone photos of the pages, up to 20 pages and 20 MB as one statement. Password-protected PDFs are unlocked in your browser.

  2. We read and check it

    Every charge, payment and refund becomes a row, and the rows are checked against the previous and new balance on the statement.

  3. Download Excel

    Pick Excel or CSV. Rows that need a check are marked yellow. Files are deleted 1 hour after extraction.

What the Excel file looks like

An example conversion: one row per transaction with a signed amount. Charges are negative, payments and refunds positive, and rows that need a check stay marked.

Example-card-statement-Apr-2025.pdfAn example · 1 page · 4 rowsPayment due 05 May 2025Minimum due ₹1,070.89
DateDescriptionAmount ₹
FABRIKAM ONLINE STORE−2,349.00
PAYMENT RECEIVED · THANK YOU+18,250.00
CONTOSO FOOD DELIVERY−684.75Check
EMI 3/6 · NORTHWIND ELECTRONICS−18,500.00

An example · 4 rows · 1 row marked to check

Download as

Excel (.xlsx)Rows to check marked yellow, with a Check column

CSVPlain rows for anything that imports

Every statement is checked before you download

Rows are only useful if they add up. The previous balance plus the charges, minus the payments and credits, should equal the new balance your card issuer prints.

Every run, automatically

  • Previous to new balance

    The previous balance plus every charge, minus every payment and credit, is compared with the printed new balance. A gap is shown, never adjusted away.

  • Signed amounts

    Each row has one amount: charges are negative and payments and refunds positive, so a column total is what you paid less what you spent.

  • Dates in order

    A date that is out of order with the rows around it is flagged.

  • Complete rows

    A row missing its date, description or amount is flagged rather than guessed.

New balance check · an example

Run on every statement once reading finishes.

Previous balance, 16 Mar
18,250.00
Charges, 3 rows
+ 21,417.75
Payments and credits, 1 row
− 18,250.00
New balance from the rows
21,417.75
New balance on the statement
21,417.75

Ties out

Difference 0.00 · after the one marked amount was fixed

Questions before the first run

Straight answers. If yours isn’t here, send us a note.

Printed English credit card statements: the PDF your card issuer sends, scans and phone photos. It looks for a table of dates and amounts rather than one issuer’s layout, so check the yellow rows whichever card it’s from.

Handwriting isn't supported yet. Printed statements work as PDFs, scans or photos.

Yes. Choose up to 20 photos of one statement, put them in page order, and they are read as one statement. A blurry or tilted photo gives more rows to check.

Choose it as usual and enter the password when asked. The PDF is unlocked in your browser, and the password is never sent or stored.

Amounts are from your side of the card: a charge takes money from you, so it is negative, and a payment or refund is positive. Add up the column and you get what you paid less what you spent.

You see the gap between the new balance we calculate and the one printed, and the rows to check are marked yellow. Fix them here, or download and check them in Excel. We never change an amount to make it tie.

When found on the statement, the payment due date and minimum amount due are shown with the rows and kept in the Excel file.

Your statement and its rows are deleted 1 hour after extraction. Download your file before then; there is no account to keep it in.

Free while in beta

No sign-up · files deleted after 1 hour